With the Yard Home Loan, you can achieve your goals:
• Purchase a new home
• Refinance to save money
• Take cash out for a personal or investment use (e.g. renovate, have a holiday)
• Consolidate debts to a cheaper rate into your home loan
• Release equity
We can accept the following property types in metro and major regional locations:
• Houses, apartments and town houses
• Rural residential and hobby farms
• Off-the-plan purchases
Yes, we can lend to applicants who are employed (PAYG) as well as self-employed. For self-employed borrowers, we typically require 2 years of trading history under the same ABN. Different interest rates and terms & conditions apply where the primary applicant is self-employed.
Yes, Yard provides low deposit home loans. The minimum required deposit is 10%. Lenders Mortgage Insurance (LMI) applies where your deposit is less than 20%. Different interest rates and terms & conditions apply for our low deposit loans. You can view our rates here.
Provide your name, mobile and email in the form above and a Loan Consultant will give you a call on the same day to discuss your requirements. You can also click ‘Apply now’ to complete our online application - it takes as little as 15 minutes to provide Yard with information about your home, your finances and how much you'd like to borrow. We'll contact you via email or phone to discuss your application. This is your opportunity to ask us questions and design your loan. Once you're comfortable a Yard loan is right for you, simply provide the required documents for assessment via our document portal. If successful, we'll arrange the loan.
