Own your property sooner with our low-rate, fully-featured home loan

  • No application fee
  • Unlimited additional repayments
  • Unlimited free redraws
  • 100% interest offset facility available
  • Application completely online
2.66%
variable rate p.a.
2.69%
comp. rate p.a.*

How can we help you?

Low rates and fees from

2.66 % variable rate p.a.
2.69 % comp. rate p.a.*

Yard offers one of the most competitive rates in the market, with our variable rates starting from 2.66% p.a. (2.69% comp*).

We’re here to help homeowners and investors get a lower payment, save on interest and pay off their home loans faster. A better interest rate and lower interest repayments means you can save lots of interest over the long run.

We want you to get ahead.

Dedicated personal service

At Yard you get your own personal consultant who works with you throughout your home buying or refinancing journey.

How to apply

Get an estimate

Understand how much you can save with Yard, or what home you can afford.