*Variable & comparison rate for owner-occupier Principal & Interest loans based on a loan amount of $150,000, over a 25-year term. WARNING: The comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. T&C's, fees and charges apply, and your full financial situation would need to be reviewed based on Yard’s credit lending criteria. This website is operated by Yard subject to the Website Terms & Conditions. Yard Financial Pty Ltd | ACN 623 357 513 | Australian Credit Licence 509481. Yard Home Loans Pty Ltd | ACN 634 101 901 | Credit Representative Number 517113 for Well Nigh Pty Ltd ACN 131 937 632.