Mortgage Repayment Calculator

This mortgage calculator allows you to estimate your potential loan repayments on a new home loan.

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Want to learn more about mortgage repayments?

Read our guide to learn how mortgage repayments work, how much they will be and how you might be able to save.

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How much deposit do I need for a home loan?

Your home loan deposit determines what loan you qualify for and what property you can afford.

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How mortgage repayments work

  1. Outline your required loan amount. This is also called the loan principal
  2. Determine the applicable interest rate you will have to pay the lender. Select between principal & interest or interest only repayments.
  3. Select the loan term. This is the agreed timeline over which you will repay your home loan
  4. Select how frequently you would like to make repayments. This can be monthly, fortnightly or weekly
  5. Leverage the inputs above within our mortgage repayment calculator to estimate your mortgage repayments
  6. Make a budget and check that you can afford your loan repayments

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