Lower interest rates
Market leading Principal & Interest and Interest Only rates for owner-occupiers and investors.
You can make free, unlimited additional repayments on our SMSF loan without being penalised. This mean that you can pay off your loan faster than the agreed term and save on interest.
Having an offset account linked to your loan allows your SMSF savings to lower the amount of interest you pay on the home loan.
We can help you purchase with a 30% deposit. No Lenders Mortgage Insurance (LMI) applies.
Own your property sooner with our low rate, fully-featured
home loans
Market leading Principal & Interest and Interest Only rates for owner-occupiers and investors.
Our loans have all the bells and whistles - online access with redraw, early repayment and offset functionality.
At Yard you get your own personal consultant who works with you throughout your home buying or refinancing journey.
Yard’s Self-Managed Super Fund (SMSF) Loan can help your SMSF purchase or refinance a residential investment home.
The Yard SMSF Loan is a home loan used by a self-managed super fund (SMSF) to buy residential investment property. The returns of the investment (rental income or capital gains on the value of the property) are then retained within the super fund to boost your retirement savings. The SMSF loan works in a similar way to an investment loan but there are several differences you should be aware of:
• Loans must be supported by personal guarantee(s)required from all members/beneficiaries of the SMSF
• The security property should be an established residential house, town house or a unit
• You cannot purchase vacant land or do construction within your SMSF
• Equity cash out or redraw are not available loan features
Standard residential investment house, unit or townhouse. Some exclusions include:
• Vacant Land
• Construction
• Purchase or refinance of owner-occupied properties
• Non arms-length transactions
The Yard SMSF loan is currently not available for the purchase of commercial investment property.
Yes, loans must be supported by personal guarantee(s) required from all members/beneficiaries of the SMSF.
The loan repayment type is Principal & Interest. Interest Only options are currently not available. You can make unlimited additional repayments and use our optional 100% offset facility feature to save on interest.
