Optimise your investment with our low rate, fully featured investor loan

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No application fee
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Unlimited additional repayments
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Unlimited free redraws
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Optional 100% offset can be added for $120 p.a.^
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Application completely online
Arrow Pointing Down
2.45
%
variable p.a
Arrow Pointing Down
2.48
%
comparison p.a^
Investor P&I with LVR ≤80%
Canstar Outstanding Variable Home Lender Award 2021RateCity Award 2021 - Best Home Loan
RateCity Award 2021 - Best Refinance LoanFinder Award 2021 - Low Deposit Home Loan

Talk to an expert to get started

Our Team
Our local team is here to help with any questions

How does it work?

Computer
Click ‘Apply now’
It takes as little as 15 minutes to provide Yard with information about your home, your finances and how much you'd like to borrow.
Yard Customer Service
Chat with us
We'll contact you via email or phone to discuss your application. This is your opportunity to ask us questions and design your loan.
Yard Loan Finalised
Finalise the loan
Once you're comfortable a Yard loan is right for you, simply complete the loan documentation for assessment. If successful, we'll arrange the loan.

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Frequently asked questions

What objective is the Yard Investor Loan available for?
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With the Yard Investor Loan, you can achieve your goals:
•  Purchase a new investment property
•  Refinance to save money
•  Take cash out for a personal or investment use (e.g. renovate, have a holiday)
•  Consolidate debts to a cheaper rate into your home loan
•  Release equity

What type of properties do you accept?
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We can accept the following property types:
•  Houses, apartments and town houses
•  Off-the-plan purchases
•  Rural residential and hobby farms

Do you lend to self-employed applicants?
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Yes, we can lend to applicants who are employed (PAYG) as well as self-employed. For self-employed borrowers, we typically require 2 years of trading history under the same ABN. Professionals (e.g. Doctors, Lawyers, Accountants, IT Professionals) who have recently become self-employed and have traded under an ABN for at least 6 months can be considered.

Does Yard provide low deposit investor loans?
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Yes, Yard provides low deposit investor loans. The minimum required deposit for investor loans is 10%. Lenders Mortgage Insurance (LMI) applies where your deposit is less than 20%. Different rates, terms & conditions apply for our low deposit loans. You can view our rates here.

How do I apply for a Yard Home Loan?
Plus/Open

Provide your name, mobile and email in the form above and a Loan Consultant will give you a call on the same day to discuss your requirements. You can also click ‘Apply now’ to complete our online application - it takes as little as 15 minutes to provide Yard with information about your home, your finances and how much you'd like to borrow. We'll contact you via email or phone to discuss your application. This is your opportunity to ask us questions and design your loan. Once you're comfortable a Yard loan is right for you, simply provide the required documents for assessment via our document portal. If successful, we'll arrange the loan.