Yard Income Trust

The Trust is designed to provide exposure to diversified Australian mortgage investments with the aim of generating regular income.

couch and plant in living room

Aiming to generate regular income with a focus on risk management

Capital management

We focus on disciplined capital management through defined lending standards, broad diversification, and ongoing oversight.

Learn More
Regular income focus

Targeting consistent and regular income distributions from a diversified portfolio of Trust investments.

Learn More
Portfolio diversification

Investing across a broad range of transaction types including real estate loans, mortgage-backed securities, warehouse notes, and managed investment schemes.

Learn More
Professional fund management

Leverage the expertise of Yard's experienced managers, with Boutique Capital acting as both Trustee and Custodian.

Learn More

What our Income Fund offers

The Yard Income Trust seeks to provide competitive and stable returns with low correlation to market fluctuations, offering an attractive alternative to traditional income investments.

Investor type
Wholesale or sophisticated investors only
Time horizon
3-5 years investment term
Minimum initial investment
AUD $50,000
Reinvestment
Distribution reinvestment available
Additional investments
AUD $10,000
Distributions
Quarterly

How it works

You can start the conversation by clicking invest now or booking a call with an investment consultant at a time that suits you.

1

Start your application

2

Confirm your account details and verify your identity

3

Make your first investment

4

Track your performance

What our customers say about Yard...

Are you ready to make an investment?

Frequently asked questions about Yard's Income Trust

What is the Yard Income Trust?

The Yard Income Trust is an Australian investment fund that seeks to provide stable returns through investments in residential and commercial real estate loans, via a variety of transaction types. It is open to wholesale investors only.

How can I invest in the Yard Income Trust?

Wholesale investors can participate in the Yard IncomeTrust by meeting the eligibility requirements, completing an application form, and providing a minimum initial investment of AUD $50,000.

What are the benefits of investing in the Yard Income Trust?

Investing in the Yard Income Trust can offer benefits like capital management, regular distributions, portfolio diversification, and professional fund management.

What type of assets does the Yard Income Trust invest in?

The Yard Income Trust primarily invests in residential and commercial mortgage loans secured by Australian property. The Trust may also hold complementary assets such as warehouse notes, mortgage-backed securities, and managed investment schemes to support diversification.

What is the minimum investment for the Yard Income Trust?

The minimum initial investment for the Yard Income Trust is AUD 50,000, with additional investments allowed, starting at AUD $10,000.

How does the Yard Income Trust manage credit risk?

The Yard Income Trust follows a rigorous credit discipline, stress-testing and evaluating loans for risk, with a focus on maintaining strong credit quality and managing downside risks.

What is the investment horizon for the Yard Income Trust?

The Yard Income Trust is designed for wholesale investors with a 3-to-5-year investment horizon.

Who manages the Yard Income Trust, and what is their experience?

The Yard Income Trust is managed by a team of industry experts with decades of collective experience in mortgage lending, credit risk management, and financial markets.

What are the risks associated with the Yard Income Trust?

The Yard Income Trust is subject to investment risks, including (but not limited to) borrower defaults, changes in property values, interest rate movements, and broader market conditions. Investors may lose some or all of their capital and should carefully review all risks before investing.

How often does the Yard Income Trust distribute income to investors?

The Yard Income Trust aims to provide quarterly income distributions, seeking to deliver consistent cash flow, though distributions are not guaranteed.

Can I reinvest my distributions in the Yard Income Trust?

Yes, the Yard Income Trust offers a distribution reinvestment option, allowing investors to automatically reinvest income distributions into the fund without additional transaction fees.

How does the Yard Income Trust ensure portfolio diversification?

The Yard Income Trust aims to achieve portfolio diversification by investing across a broad range of transaction types including real estate loans, mortgage-backed securities, warehouse notes, and managed investment schemes, attempting to reduce exposure to concentrated risks.

What is the management fee for investing in the Yard Income Trust?

The Yard Income Trust charges a management fee of 0.85% per annum, calculated monthly. There is a separate performance fee if the fund exceeds its high-water mark benchmark.

How does the Yard Income Trust ensure transparency for investors?

The Yard Income Trust is operated with Boutique Capital as Trustee and Custodian, ensuring governance, oversight, and compliance.

What is the redemption process for the Yard Income Trust?

Investors can submit redemption requests quarterly, with proceeds typically paid within 15 business days, subject to available liquidity. Early redemptions within the first three years may incur an exit fee.

Get started with no upfront costs

Designed for wholesale investors seeking stable regular income through diversified Australian mortgage investments