Finding the right home is a dream come true, but finding a value-packed home loan deal with killer rates and competitive features is when you’ve really hit the jackpot. Especially when it’s an award-winner …
At Mozo, we’ve just announced the winners of the 2021 Mozo Experts Choice Home Loan Awards and this year Yard had an exceptional performance, taking out not one, but two awards!
To determine the winners, our team of Mozo Expert judges carefully analysed and compared a total of 560 home loan products from 99 different lenders, highlighting those which offered top value products.
Based on this analysis, the Yard Variable Home Loan scored a win in both the Low Cost Home Loan and the Offset Home Loans awards categories.
“With so many options to choose from, finding the right home loan can be a daunting task for most homebuyers,” said Mozo banking expert and awards judge, Peter Marshall. “Going with a Mozo Experts Choice Award-winner can give you peace of mind in knowing that you’ve found a more competitive deal.”
What’s great about the Yard Variable Home Loan is that eligible owner-occupiers with an LVR below 70% who apply between 2 August and 31 October 2021 could score interest rates from as low as 1.99% p.a. (2.02% p.a. comparison rate*).
Opting for a home loan with a lower interest rate means you’ll pay less interest over the life of your loan - thus, reducing the overall cost of the loan.
In addition to a competitive rate, this loan offers a few other handy features which could potentially help borrowers bring down the cost of their loan over time - such as:
* Variable & comparison rate for Principal & Interest loans based on a loan amount of $150,000, over a 25-year term. WARNING: The comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. T&C's, fees and charges apply, and your full financial situation would need to be reviewed based on Yard’s credit lending criteria.